A firefighter can opt-out of the FPS 2006 at any time. They will need to complete and return an option form available from XPS administration team. If a firefighter does opt-out of the FPS 2006, the firefighter's decision will take effect from their next pay day after receipt of their notice to opt-out.
Opting-out of the FPS 2006 will have a number of consequences, including:
A member is strongly recommended to seek independent financial advice before taking any action. Their Fire & Rescue Authority is not empowered to give any financial advice.
Opportunities to re-join at a later date
If a firefighter opts-out of the FPS 2006, they can join a fire scheme at a later date; whether this is the FPS 2006 or the FPS 2015 will depend on how long ago it was since they opted-out and whether or not they qualify for protection.